Search Results for: surcharge

The legality of passing credit card charges onto merchants’ customers has been a hotly disputed issue the past few years. As PayFrog sees this decade to a close, we would like to share a recent update to Florida’s transaction laws. Many industry resources have not yet updated their records to show the updated Florida surcharge […]

Statute 9-A, §8-509 means bad news for all of Maine’s great lobster restaurants. Because of it, businesses cannot impose a surcharge onto their customers in an attempt to avoid the cost of credit card processing. Maine’s credit card surcharging law is much lengthier than most surcharge bans like it. That is because of a recent […]

Don’t worry, cardholders, and don’t get too excited, merchants. Credit card surcharging in Kansas is still banned. Kansas is one of 6 states where this is always the case. Read our Credit Card Surcharging Requirements List to discover if your state allows surcharges. We update it regularly, including changes to the states where surcharging is or […]

Both merchants and card holders should know state laws when it comes to how they can use cards. Gift cards, in particular, hold a unique place in Colorado law.  Since 2010 there have been several restrictions specific to Colorado about how merchants can handle long-since issued gift cards. Our Colorado State statute 6-1-722 states that; […]

We don’t blame Connecticut based business owners for not knowing the credit card surcharging restrictions. In fact, we don’t blame you at all! Instead, we’d like to educate you. It is illegal to surcharge a customer for using a credit card. We have spoken to many business owners lately who have been urged to surcharge […]

What Does a Merchant Services Small Business Look Like? Most new business owners don’t show a profit in sales for their first two years up and running. As a small business, we understand the struggle of getting through these growing pains and that you want your hard work to pay off as soon as possible. […]

This is such a general question that it requires multiple steps to answer. Do you process card-present or card-not-present transactions? What’s your average ticket size? Do your customers typically use debit or credit cards? With these answers, we can evaluate your effective rate, which is your most accurate estimate to determine how much does credit […]

The Right Ingredients for a Good Merchant Account Rate Finding a great merchant account rate is like baking a cake. You wouldn’t expect to make a great cake solely because you have high-quality flour. You need to consider every ingredient if you want a tasty result, just like you must consider every merchant account fee […]

A Coloradoan Perk Did you ever imagine that safety from card surcharging would be one of the many benefits of living in Colorado? In 2013, it was added to the long list of Coloradoan perks. Credit card surcharging in Colorado is illegal for businesses. Colorado is 1 of 7 states that have protections against these laws. […]