Both merchants and card holders should know state laws when it comes to how they can use cards. Gift cards, in particular, hold a unique place in Colorado law.  Since 2010 there have been several restrictions specific to Colorado about how merchants can handle long-since issued gift cards. Our Colorado State statute 6-1-722 states that; […]

Every year payment processors like PayJunction are required to renew their EMV certifications. These certifications allow merchant service providers to safely process transactions for their clients. Recently, PayJunction renewed and with the refresh came a new feature for the SmartTerminal. It can now accept chip and PIN transactions for customers whose card issuing bank prefers […]

If you have thought that payment processing fees are unfairly high lately, there’s a court settlement proving you right. Visa and MasterCard have been caught colluding together to unjustly raise payment processing interchange fees. Acting as monopolies, these two payment processing powerhouses are now involved in a class action lawsuit that is set to come […]

In the beginning of April, two PayFroggers had the pleasure of attending SearchCon 2019 in Breckenridge, Colorado. We’d like to share some helpful tips, tricks, and best practices we learned in hopes you’ll join us next year! What are Fraggles and Why are They Important to Google? Cindy Krum with MobileMoxie spoke about a snippet […]

What is the next step you can take for your business? It’s attending the 808 Digital Summit. Joseph Gallucci, co-owner and CEO of PayFrog was invited by Bob Clark to be one of 20 business experts sharing actionable advice in Clark’s digital summit May 13th-17th. We know Bob because PayFrog was featured on the 808 podcast he […]

We don’t blame Connecticut based business owners for not knowing the credit card surcharging restrictions. In fact, we don’t blame you at all! Instead, we’d like to educate you. It is illegal to surcharge a customer for using a credit card. We have spoken to many business owners lately who have been urged to surcharge […]

Everyone loves an origin story, and PayFrog got to share ours on KCMJ 93.9 recently. Not only does Joseph Gallucci share how we got our name, but also a very inspirational mantra useful for every business owner. “Don’t ever give up,” is a common phrase, and especially important for small business owners because growing a […]

If you’re already in the industry, you know that ketamine injections have recently become a noteworthy treatment for mental and physical health ailments. With its growing popularity, there’s a growing necessity to finance these expensive treatments. Ketamine clinic merchant services should include all of the perks of basic medical offices, as well as some individualized […]

If you’re a business owner looking to offset some of the costs of processing credit cards, you’re not alone. Credit card processing fees can be an expensive budgetary cost for businesses. That’s why many business owners have been looking into credit card surcharging. Surcharging customers’ credit cards is the process of passing along the processing […]

On Tuesday, February 12th PayFrog’s owner and CEO, Joseph Gallucci, was featured on the 808 Podcast. The podcast’s creator, Bob Clark, challenged Joseph to answer 6 questions in 8 minutes and 8 seconds about the payment processing industry and best practices for business owners. Take a listen to this quick and helpful podcast here! 4 […]