How many companies do you utilize per day that are located in your hometown? A local business is a luxury not many people experience often, but it could be a perk you have every day! PayFrog is a proud and certified reseller of PayJunction, and we make payment processing easy. A Colorado Springs merchant account […]

Payment processors have been known to do some pretty skeevey things to their merchants. Among them all, selling merchants out, literally, ranks high on the list. This is also known as selling a residual portfolio. When a processor or agent sells their portfolio, they are ditching their business relationship with you and leaving you high […]

If you’re new to payment processing, you should know that each type of transaction costs a different amount to process. If you’re an experienced pro at it, chances are you still don’t know exactly what the different merchant services credit card rates are. Knowing these numbers can mean the difference of hundreds of dollars per […]

There are benefits of contactless payments for the needs of each and every business. Do you need shorter lines? Are you worried about the security of your customers? Don’t want to go through a chargeback dispute again? A touchless payment can support any of these concerns, and are easy to set up! If you’ve never […]

Running a business can feel like an obstacle course. There are constant challenges that come up. This can also be true in the world of credit card processing.  The payment processing industry takes some getting used to, even after years of experience. We understand that you need stellar customer service to navigate you through troubles […]

Our typical reader is a business owner searching for the perfect payment processor. In this article, we’ll cover three important topics about what bankers need to know about merchant services. They are an important part of the process. After all, you do need a checking account at a bank to accept credit card payments! Secure […]

Jump into Savings Making the choice to accept card payments for your business can be an expensive jump. Luckily, us PayFroggers are experts at jumping! If you’ve done any research about credit card processing rates, you’ve probably stumbled across companies like Stripe, Square, and PayPal. These companies are rumored with having some of the least […]

What Does a Merchant Services Small Business Look Like? Most new business owners don’t show a profit in sales for their first two years up and running. As a small business, we understand the struggle of getting through these growing pains and that you want your hard work to pay off as soon as possible. […]

This is such a general question that it requires multiple steps to answer. Do you process card present, or card-not-present transactions? What’s your average ticket size? Do your customers typically use debit or credit cards? With these answers, we can evaluate your effective rate, which is your most accurate estimate to determine how much does […]

A Little About Heartland If you’re currently with Heartland Payment Systems and haven’t heard about their bumpy history, we’ll take you on a crash course! Heartland is a payment processor, and typically uses an interchange-plus pricing model, like us. It’s major market is the restaurant industry because they partnered with the National Restaurant Association. In […]