The first step to following the 12 Payment Card Industry Data Security Standards (PCI DSS) is knowing them. They are categorized into 6 general requirements, with multiple sub-requirements. Build and Maintain a Secure Network and Systems1. Install and maintain a firewall configuration to protect cardholder data2. Do not use vendor-supplied…

There's few things more frustrating for merchants than being told you run a "risky business". Especially when your business practices are safe, it's just your business type that invites suspicion. Merchants in the travel industry fall under the category of high risk most often because of their tendency to have…

Don't worry, cardholders and don't get too excited, merchants. Credit card surcharging in Kansas is still banned. Kansas is one of 6 states where this is always the case. Read our Credit Card Surcharging Requirements List to discover if your state allows surcharges. We update it regularly, including changes to the…

Some business owners would rather have a root canal than go through the process of opening a merchant account twice. Initially, it seems like an unnecessary step to take when the ownership changes hands. Although it may not be first on your list of things to do, applying for a…

Both merchants and card holders should know state laws when it comes to how they can use cards. Gift cards, in particular, hold a unique place in Colorado law.  Since 2010 there have been several restrictions specific to Colorado about how merchants can handle long-since issued gift cards. Our Colorado…