It's a challenge for many small business owners to market their business, especially when it comes to strategy and budget.  Whether you are a well-established brand with a large budget, or a start-up with limited manpower, spending your marketing dollars effectively is a must.  You need to make sure that…

Some credit card processing statements appear to be a jumbled mess, while some are eerily simple. Either way, you need to know more about them. We want you to be able to read the most complicated of monthly statements. Sadly, payment processors often add unnecessary fees. Similarly, you should know…

Why would you want to know your merchant services pricing model? Well, the fees associated with payment processing affects your business in a way that some pricing models are better than others. You should make sure that you're on the plan that's most helpful to your business. Also, once you…

I recently published an article for the Colorado Springs Business Journal about the fraud liability shift. This is the trade of liability from the card issuer to the business owner in the case of a counterfeit card transaction. The article not only outlines the requirements of the 2015 shift, but…

Processing a payment only takes a few seconds to occur, but the technology behind a card terminal takes a little longer to explain. Several things happen in the 5-10 seconds that pass while you're waiting for your transaction to approve. So, how do card readers work? How does that little…