Does your business process credit cards? PayJunction’s credit card processing could be the solution for your business. PayJunction can ensure that your business runs seamlessly. PayJunction has an improved, technologically advanced Virtual Terminal so that businesses can report and analyze with ease. Are you completely satisfied with your credit card processing provider? If you have a problem […]
Processing Checks at your Business
Respect for Checks Are checks dead? It depends on who you ask. Some people believe that they are, and others believe they will be around for many years to come. A study was done that showed that check usage is declining but at a steady rate of about 2 billion a year, which is less […]
Secure Credit Card Processing
Secure Credit Card Processing with PayJunction Having a secure merchant account is key to the long-term success of a business or non-profit. PayJunction is a merchant services company that is committed to the security of its merchants. They use the highest level of encryption and the latest tools to ensure secure credit card processing. The […]
Online Merchant Accounts and Fraud
The Dangers Present with Online Merchant Accounts Credit card fraud can do a lot of damage to a business, making them liable for chargebacks and large fines. Also, if there is over a certain level of reported fraud, it could lead to the closure of the merchant account. It is important to have security measures in […]
What does AVS mean?
What is AVS? AVS stands for Address Verification Service. It is a tool used to verify that the numerical street address and/or zipcode of a cardholder matches the billing information that is on file with the credit card’s issuing bank. It is used primarily to eliminate credit card fraud. It is used with only card-not-present transactions. The […]
The EMV Terminal and Safer Payment Processing
What is an EMV Terminal? You probably have heard a lot about EMV, but what is it exactly. EMV stands for “Europay, Mastercard, and Visa.” New cards that are enabled with EMV technology contain a tiny chip that is very hard to counterfeit. Instead of swiping these new cards, they will be inserted into the EMV terminal […]
Small Businesses and the Future
Small Business Predictions Good news for small businesses is that declining stock market prices and widespread economic uncertainty is having little effect on how much consumers are spending according to new reports from the National Retail Federation. The NRF predicted that in 2016 the retail sector would grow 3.1 percent, including automotive, department, grocery, and more. […]
Paperless Credit Card Processing
Paperless Credit Card Processing is Growing in Popularity Apple customers have been used to the trend of getting emailed receipts for years, but now more retailers are following in their footsteps. It is believed that in five years up to sixty percent of all retailers will move toward paperless credit card processing. Some customers are […]
PayJunction and PCI Compliance
PayJunction and PCI Compliance PCI compliance is an important part of having a merchant account. The PCI Compliance Guide Website states that it is “a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information maintain a secure environment. Essentially any merchant that has a Merchant ID (MID).” This […]
NFC Technology and the Future
What is NFC Technology? Have you ever wondered how tap services like Apple Pay, Samsung Pay, and Google Wallet work? It’s simpler than you would think. It is called contactless NFC technology, and inside the device an NFC chip operates as one part of a wireless link. When two of these chips get in close proximity, […]
