No Contract Merchant Services

no contract merchant services

Are You Looking For a Merchant Services Provider with No Contract?

You’ve come to the right place! PayFrog never charges any cancellation fees or early termination fees. All our client’s process with us on a month to month basis. We offer no-contract merchant services. We believe you should use our products and services because they are better (not because you are locked into a contract). If at any time you are not satisfied for any reason, you may cancel at any time without penalty.

No Contract Merchant Services
No Contract Merchant Services

We still have clients with us from when we first started in 2010. Once you start using our merchant services program, you’ll realize why we don’t need to lock people in contracts…because they want to stay with us! Here are a few reasons why you’ll want to stick around (although you’re not obligated to):

Fixed Pricing

Have you ever been the victim of bait and switch marketing tactics? You’ll never experience that again when you apply for a merchant account with us. We have no hidden fees, no setup fee, no contract termination fees, no statement fees, no payment gateway fees, no AVS (Address Verification Service) fees, no PCI Compliance fees of fines, and no IRS Reporting fees.

fixed pricing

Are you tired of your credit card processing fees increasing every year? PayFrog protects your business from future rate increases. Lock in your rate today! You’ve found the last payment processor you’ll ever need!

Excellent Service

Remember the good ole’ days when customers came first? Recall the mantra, “The customer is always right!” … We still abide by this philosophy. PayFrog is a certified reseller of PayJunction, so you’ll receive all-star service from a processor that is A+ rated with the Better Business Bureau.


You’ll receive knowledgeable support representatives taking your calls right here in the USA.  We truly love our clients, and we hope you’ll love us too!

Cutting-Edge Technology

Are you still using an outdated desktop credit card terminal? This tech was created in 1979. Do you know what else was invented in 1979? The Sony Walkman tape cassette player! You’re not using that Walkman anymore (if you ever did), so why would you keep around that old desktop credit card terminal? Time to kick it to the curb!

Smart EMV Terminal
Out with the Old, In with the New!

When you use our no contract merchant services, your virtual terminal will receive automatic updates without any labor on your end. Plus, you can upgrade your hardware to our Smart Terminal (FREE for businesses processing over $25,000 / month in sales). Sure, you can still accept those old magnetic stripe cards, but you’ll also be able to accept the new EMV chip cards and NFC contactless payments like Apple Pay, Android Pay, Samsung Pay, etc.  So if your customer ever forgets their wallet, just charge their phone or smartwatch! Better yet, pull up their stored and encrypted credit card in the system and tell ’em, “We’ll bill your card on file for you.”

No Contract Merchant Services Just For You

With fixed pricing, excellent service, and cutting-edge technology, it’s no wonder why we can provide no contract merchant services. Then why do most banks and processors try to lock you into a 3-year contract that auto-renews? It’s because they’re afraid you’ll leave them. Ouch! That’s a little clingy if you ask us.  Come try us risk-free for 30 days! There are 2 ways to sign up:

  1. Match or Beat (your current provider’s rates)
  2. Clean Start (no prior processing history)

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